Hybrid vehicles save you money on car insurance

Author: Davidmayer
With the current financial situation and gas prices that leave many consumers unpleasantly surprised, more and more Americans start thinking serious when buying a new car. And the part of people who are considering alternatives keeps growing. People start using bikes, buses, biofuels and hybrid cars. And if the first three options are pretty clear, the latter could raise questions in some. What is a hybrid anyway?

Simply put a hybrid car is a vehicle that uses two (or even more) power sources to make it move. It could be any combination of fuels and energy cells possible to put into one vehicle, but there are certain production types of hybrids. Hybrid cars provide a set of advantages if compared to ordinary gas engines and here's a brief overview:

Gas Mileage. One of the main reasons people consider hybrids it's the greater gas mileage if compared to standard cars. This is due to the better fuel efficiency that is obtained using an electric motor. Batteries in hybrids that use electric motors store energy that is obtain when braking and give it back to the motor, reducing the amount of gas consumed by the primary engine. For example, 2008 Toyota Prius and Honda Civic Hybrid have an EPA about 46 MPG and 42 MPG respectively.

Types of Hybrids. Not all hybrids are designed to economize fuel. You have to know exactly what type of hybrid you are dealing with. There are many hybrids that are designed to achieve better performance and power rather than save gas. Many sports cars use an additional electric engine to improve the efficiency of the standard gas engine. This type of hybrid can give you an advantage over a car with the same horse powers but with a bigger engine, however if compared to a vehicle with an identical engine the gas use can actually be greater. So be careful when selecting a hybrid and make sure you know what type you are dealing with. Some hybrids will actually have a lower mileage than big SUVs.

Discounts. When buying a hybrid you can take advantage of many discounts, though their number is decreasing. Some models of hybrids still qualify for federal tax incentives, as well as parking incentives, tax incentives, driving incentives and other advantages. When you sum up these saving with the amounts of gas you'll be able to economize you'll see that buying a hybrid is not such an expensive move after all.

Car Insurance. Buying a hybrid will also save you some amount of money on auto insurance premiums. Hybrid cars are entering the market with interesting discounts and possibilities, one of them being discounts on insurance for hybrid vehicles offered by the majority of insurance companies. Many insurance companies provide up to 10% discounts on hybrids depending on the type of the hybrid. It is recommended to shop around between different insurers — sometimes the savings can be even bigger. Try comparing car insurance quotes online selecting the exact type of hybrid you want to buy. Your rates can pleasantly surprise you!

About Author

To see what David Mayer has written on different topics visit http://www.carinsurancequotes-online.net/save-with-hybrid-cars.html and find him there. David Mayer has dedicated his work to helping people understand better the subject he writes about.

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