HOME INSURANCE

What is Home Insurance?

Home insurance, also commonly called house insurance or homeowners insurance, household insurance, is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to buildings, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.

At Active Insurance we recognise the need to protect your home, which is why our house insurance comparison tool allows you to compare home insurance quotes from multiple home insurance companies to get you the best buildings and contents insurance price available.
What type of Home Insurance policy do i require?

There are three types of basic home insurance covers available:

*
Buildings Insurance - Covers the value of the dwelling itself (not including the land).
*
Contents Insurance - pays for damage to, or loss of, an individual’s personal possessions whilst they are located within that individual’s home. Some contents insurance policies also provide restricted cover for personal possessions temporarily taken away from the home by the policyholder.
* Buildings and Contents Insurance - Cover both combination of buildings and contents.

Can I get an online Home Insurance Quote?

Active Insurance provide competitive home insurance online via our website http://www.activeinsure.co.uk. There are a number of relevant questions asked and then an immediate house insurance quote is provided. The full terms of the policy are clearly displayed together with policy excess and the key fact document is available to view. If you wish to proceed with the quote then you can also purchase your home insurance online.
Can I phone you for a Home insurance quote?

We are based in the UK and have a dedicated home insurance department with experienced account handlers ready to take your call. The benefits of a phone quote are that we are able to tailor a policy for your individual requirements and could be able to provide larger discounts. Contact us on 0844 477 9805 / 0208 646 7498
What types of property can i insure?

Almost any type of property. We have schemes in place to cover most types of houses.

* Standard Homes
* Executive High Networth House - Rebuild value in excess of £750K
* Unoccupied, vacant, empty properties, both residential and commercial
* Landlords Let Property and Landlords Portfolios
* Thatched Roof House
* Flat Roof Homes including 100% felt on timber roofs
* Properties with previous subsidence history
* Homes with previous flood claims
* Ex-Offenders Home Insurance
* Adverse Claims History
* Contents Only Policy or Buildings Only
* Timber framed homes
* Call us on 0844 477 9805 for any type of property risk.

Can i insure more than one property on my home insurance?

Yes..
I run a home business. Can i still get home insurance cover?

Yes
I am a landlord and have some residential lets, commercials and some properties are vacant. Can i get a landlords portfolio insurance?

Landlord insurance is a specialist area and we have a dedicated let property insurance team able to service your requirements. Please contact us or visit http://www.activeinsure.co.uk/landlords-insurance.html
Do you also insure homes with a thatched roof?

Yes
Do you insure timber build or timber framed homes?

Yes
I have been refused house insurance due to too many claims. Can i still get buildings and contents insurance?

Yes

http://www.homeinsurancecompare.co.uk/