Artisan & Contractor Vehicle Insurance

Artisan and general contractor businesses include tradesmen and women who earn income by performing repair, improvement, installation or maintenance services at residential and commercial locations, including new construction sites.

Common examples of artisans and general contractors that need contractor insurance for their autos include:

• Carpenters
• Electricians
• Masons
• Metal workers and welders
• Painters and paperhangers
• Paving contractors
• Pest control specialists
• Plumbers
• Roofers
• Vending machine repairmen

Contractor Automobile Liability Insurance For Special Needs

If you have special automobile liability insurance needs, Progressive is here to help with a special contractor insurance products and services tailored to your circumstances.

All artisans and contractors should have plenty of commercial auto liability insurance. Many general contractors require you to carry automobile liability insurance limits of $1 million in order to work on a project.

Even if you're not required to have it, commercial automobile liability insurance is extremely important if your vehicle is often on-site at customer-owned locations. That way, if your parking brake ever slips and your truck rolls into the side of a customer's house, your commercial auto liability insurance will pay for the damage, up to your specified limits.

Because you're essentially self-employed, you may want to consider adding extra medical payments coverage to your general contractor insurance, which can help defray the high cost of medical bills incurred as a result of an accident.

These contractor insurance coverages are vital to your business. Get a complete list of business insurance coverages to learn about everything you'll need to protect your vehicles.

http://www.progressivecommercial.com/insurance/artisan-contractor-insurance.aspx