Seasonal Business Vehicle Insurance

A seasonal business is any business that operates only during specific times of the year, such as during specific months or for an entire season. Seasonal businesses can be trucking or small businesses.

Seasonal Work Truck Insurance From Progressive

Progressive offers a variety of flexible and affordable coverages for seasonal businesses, including landscaping insurance, snow plowing insurance and ice cream truck insurance. Seasonal commercial vehicle and work truck insurance protects your auto and your business when an accident occurs, and gets you back on the road faster.

Examples of common types of commercial work truck insurance include:

• Ice cream truck insurance
• Snow plow insurance
• Landscaping insurance
• Fishing charter insurance
• Tax consultant

Vehicle and Work Truck Insurance: Personal Use Driving

If you plan to drive your work truck or other vehicles for personal use during the off-season, you can save money by letting us know. We can adjust your policy to reflect personal use for your vehicles in a matter of minutes. Since you often log less miles when driving your vehicles just for personal use, this simple change could lower your payments.

Work Truck Insurance: Parking Or Storing Vehicles

If your vehicle will be parked during the off-season, you may think you should cancel your work truck insurance during this time. But if you’d like to protect your vehicle while still saving money, just switch your commercial work truck insurance to a Comprehensive insurance Only policy.

With a Comprehensive Only policy, you essentially decline all insurance coverages except for Comprehensive insurance. Though a Comprehensive Only policy doesn't fully protect your vehicle while driving, you pay a small monthly cost to have basic protection against damage caused by incidents like vandalism, falling tree branches and hail. You won't be legal to drive, but this coverage will give your vehicle some basic protection.

A Comprehensive Only policy also gives you the bonus of continuous insurance coverage. And maintaining continuous insurance coverage is an easy way to lower your insurance premium. In fact, maintaining continuous insurance can save you so much money that most businesses find paying the small cost for a Comprehensive Only policy during their off-season actually saves them money in the long run.

http://www.progressivecommercial.com/insurance/seasonal-business-insurance.aspx