Non-Profit & Religious Vehicle Insurance

What Are Religious and Non-Profit Organizations?

A religious organization is any non-profit business created for religious purposes. A non-profit organization is a noncommercial business whose goal is to promote a specific issue or public concern.

Examples of organizations that may need non-profit business insurance include:

• Churches
• Mosques
• Synagogues
• Religious associations
• Charities
• Arts
• Political groups
• Research foundations

Religious and Non-Profit Organization Auto Insurance Recommendations

Whether or not your organization owns its own vehicles, you will need some form of non-profit business insurance. A policy for non-profit auto insurance will protect your organization’s vans, pickups, trailers and other vehicles, as well as the driver and passengers.

Religious organizations often use their vehicles to transport members of their congregation, which means it's important to have Liability insurance to pay for medical bills or any property damage that might arise out of an accident.

Progressive Commercial also recommends Uninsured Motorist insurance, which will protect you, your vehicle and your passengers if someone who does not have auto insurance ever hits you. Uninsured Motorist insurance coverage will pay you if the other driver has no insurance or too little insurance. It can even protect you in a hit-and-run accident.

And if your organization does not own or use its own vehicles, you will still need a form of non-profit organization auto insurance, such as hired and non-owned liability coverage. This protects your non-profit business if someone driving on behalf of your organization is involved in an accident.

Visit the business auto insurance section for a complete list of the insurance coverages you'll need.

http://www.progressivecommercial.com/insurance/religious-non-profit-insurance.aspx